Chandigarh, November 6 - Haryana Chief Minister Mr. Manohar Lal said that the farmers of the state are satisfied with the Pradhan Mantri Fasal Bima Yojana and now despite the insurance scheme being optional, the farmers themselves are coming forward to get their crops insured while some politicians are spreading rumours about the insurance scheme.
The Chief Minister, who is also the Leader of the House in the Vidhan Sabha, was speaking today in response to a supplementary question asked by Mrs. Kiran Choudhary of the Congress Party during the Question Hour during the Haryana Vidhan Sabha Session.
The Chief Minister said that three companies have been entrusted with the task of crop insurance and these companies have been selected by floating tenders. The entire state is divided into four clusters and each cluster has different premiums according to the crop. It is 10.96 per cent in the first cluster, 8.11 per cent in the second, 8.49 per cent in the third and fourth.
The Chief Minister also informed the House that different states have made clusters as per their geographical position. Like, Rajasthan has made 12 clusters. Elaborating on it further he said that the insurance companies work for profit. Moreover, the growing competition every year affects the rate of tender. He said that the claim is not released according to the sum insured. The claim is made either by estimating the crop cutting experience or according to the assessment of the damage to the crops.
He also informed that some farmers do not even know that they had insured their crops, but the claim amount has been credited to their accounts. Thus, the farmers are coming forward to get their crops insured on their own.